Thursday, October 11, 2012

The Niihau Plan for Social Security...



The Niihau Plan
© Copyright 2012 M7C

Social Security Reform:

In place of a set amount of Income Tax for Social Security, we propose a 20% Retirement Bond, per 1 month of work, which is tax-exempt with no age requirement necessary to cash-in.  

Disability Bonds would exist but would only come from normal Taxes.

Social Security Retirement Bonds would be cashed-in like normal bonds, per SSRB Accounts.
Each bond would represent one month of work, with varied amounts of Bond value:

Say a person earning $50,000 per year would create $10,000 in SS Retirement Bonds per year, or less than $1,000 per month.  This amount of 20% is deducted from the paycheck prior to payment.  Unlike current Social Security, this SSRB can be cashed-in at any age, not just when one is Elderly (65+ yrs old), and can be treated as tax-exempt earnings after a set amount of time, as with normal Bonds.  The only difference is taxable Interest, if any exist after a set date of Bond Maturity has expired.  

As Social Security exists as a form of savings for retirement, why not save money as Retirement Bonds?

© M7C 2012, Pharaocracy of Niihau, Hawaii USA

No comments:

Post a Comment